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Step 3: Secure Financing

It’s normal to ask how much you can afford. Ultimately, your lender will preapprove you for a certain amount, but YOU will decide what you’re comfortable paying every month.

Be sure to follow these six steps to financing your home:

1. Choose a loan officer.
2. Make a loan application and get preapproved.
3. Determine what you want to pay and select a loan option.
4. Submit to the lender an accepted purchase offer contract.
5. Get an appraisal and title commitment.
6. Obtain funding at closing.

 

Next Step

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